Areas We ServeDavis, Weber, Salt Lake & Cache Counties
From our office at 476 Heritage Park Blvd, Suite 200-B, Layton, UT 84041, we help families across northern Utah buy, refinance and build. Find local guidance for your city below.
- 73 local city guides
- Licensed throughout Utah
- In person, by phone or video
Where is Hometown Mortgage Co. located, and where do you lend?
Hometown Mortgage Co. is a mortgage broker at 476 Heritage Park Blvd, Suite 200-B, Layton, UT 84041. We're licensed throughout Utah and work most often in Davis, Weber, Salt Lake and Cache counties. Call or text (385) 758-5247, Monday through Friday, 8am to 8pm.
Reviewed by Kenny Farshchian, NMLS #1639863Updated
Find your city
Each guide covers 2026 loan limits for that county, the loans local buyers use most and what to know before you buy.
Davis County (15 cities)
2026 limits: $832,750 conventional · $744,050 FHA
North Davis
Weber County (17 cities)
2026 limits: $832,750 conventional · $744,050 FHA
Ogden Area
West Weber
Salt Lake County (23 cities)
2026 limits: $832,750 conventional · $637,100 FHA
Salt Lake City Area
Mid-Valley & East Bench
Southwest Valley
Canyon Communities
Cache County (18 cities)
2026 limits: $832,750 conventional · $541,287 FHA
Logan Area
Don't see your city? We still lend there.
We're licensed throughout Utah, so you get the same local service and access to many lenders whether you're buying in Morgan, Box Elder, Utah or Summit County, or anywhere else in the state.
Questions About Where We Work
We're licensed throughout Utah. Our office is in Layton, and we have local guides for cities across Davis, Weber, Salt Lake and Cache counties, including Layton, Kaysville, Bountiful, Ogden, Roy, Salt Lake City, West Valley City, Sandy, South Jordan, Herriman and Logan. We also help buyers anywhere else in Utah.
No. Many clients meet us in person in Layton, but you can complete everything by phone, video and secure online application from anywhere in Utah, from the Salt Lake Valley to Cache Valley and Ogden Valley.
Yes. In 2026 the conforming limit is $832,750 in most Utah counties. FHA limits vary more: $744,050 in Davis, Weber and Morgan counties, $637,100 in Salt Lake County, $601,450 in Utah County and $541,287 in Cache County.
Yes. Many smaller communities in Weber and Cache counties may be eligible for USDA's $0-down loans. Eligibility is set by address and household income, so send us the property and we'll check.
Ready to get started?
Wherever you're buying in Utah, call, text or apply online and we'll take it from there.