Farr West Home LoansFor New Homes & Growing Families
Farr West keeps growing, with new neighborhoods going up every year. Whether you're buying new construction or a resale home, get financing that holds up when you find the right one.
- New-construction know-how
- Many lenders, one local contact
- Fast pre-approval
Should I use the builder's lender for a new home in Farr West?
Not without comparing. Builder incentives can be valuable, but they're sometimes offset by a higher rate or fees. Get a Loan Estimate from a broker too and compare the full cost. In Weber County, 2026 single-family limits are $832,750 for conventional and $744,050 for FHA loans.
Reviewed by Kenny Farshchian, NMLS #1639863Updated
A growing community with room to put down roots
Farr West is a growing city in northwest Weber County, where newer subdivisions sit alongside open fields and I-15 is close by for commuting north or south.
New construction comes with its own decisions: builder incentives, extended rate locks and build timelines. As a broker, we compare your builder's offer with options from multiple lenders, so you can see the full cost before you sign in Farr West.
Farr West at a glance
| Detail | Farr West |
|---|---|
| County | Weber County |
| Area | North Weber County |
| ZIP code | 84404 |
| Public schools | Weber School District |
| Your loan officer | Kenny Farshchian, NMLS #1639863 · call or text (385) 758-5247 |
ZIP codes and school boundaries don't always follow city lines; confirm a specific address with your agent, the county or the school district.
Loans Farr West buyers use most
New construction and growing families make these the most common fits.
Conventional Loans
Up to $832,750 in Weber County, from 3% down for qualifying first-time buyers.
Learn moreFHA Loans
3.5% down and flexible credit, up to $744,050.
Learn moreConstruction Loans
Building custom? One-time-close loans cover the build and your mortgage.
Learn moreDown Payment Assistance
Programs that can cover part of your down payment or closing costs.
Learn moreVA Loans
$0 down for eligible veterans and service members.
Learn moreJumbo Loans
For larger new homes priced above $832,750.
Learn moreWeber County loan limits for 2026
These limits apply to single-family homes. Loans above the conforming limit are jumbo loans.
| Loan type | 2026 limit (1 unit) | What it means |
|---|---|---|
| Conventional (conforming) | $832,750 | Most homes in Weber County fit under this limit. |
| FHA | $744,050 | 3.5% down with a 580+ credit score. |
| VA | No limit with full entitlement | $0 down for eligible veterans and service members. |
| Jumbo | Above $832,750 | Higher-priced homes; stronger credit and reserves. |
Sources: FHFA 2026 conforming limits and HUD 2026 FHA limits. Limits change each January.
What to know before you buy in Farr West
- Some Farr West properties have larger lots or animal rights; lenders review those carefully.
- Ask whether a specific address might be USDA-eligible before you rule it out.
- Builder incentives are worth having, but compare the full cost (rate, fees and credits) against an outside Loan Estimate.
- New communities often have HOA dues, and lenders count them in your debt-to-income ratio.
Three steps to your keys
- 01
Get a real pre-approval
Share your income and assets once. We compare loan options from multiple lenders and tell you exactly what you can afford, usually within 24 to 48 hours.
- 02
Shop with confidence
Make offers in Farr West with a pre-approval letter local agents trust, and a loan officer who answers the phone when your agent calls.
- 03
Close on time
We manage appraisal, underwriting and title, and keep you and your agent updated at every step until you get the keys.
We also serve cities near Farr West
Harrisville
Harrisville is a small city just north of Ogden, with a mix of established homes and newer neighborhoods, quick access to US-89 and I-15, and a short drive to Ogden's jobs and shopping.
Learn moreNorth Ogden
North Ogden sits at the base of Ben Lomond Peak, with family neighborhoods, foothill trails and the community's annual Cherry Days celebration.
Learn morePleasant View
Pleasant View is a growing city at the north end of Weber County beneath Ben Lomond, with newer subdivisions, open space and easy access to US-89 and I-15.
Learn moreAll areas we serve
Local guides for cities in Davis, Weber, Salt Lake and Cache counties. We're licensed throughout Utah.
Learn moreFarr West Home Loan Questions
Possibly. Some areas of northwest Weber County may be eligible for USDA's $0-down loans, but eligibility is set by address and household income. We'll check the exact property for you.
Farr West is in Weber County, where the 2026 single-family limits are $832,750 for conventional loans and $744,050 for FHA loans. VA loans have no limit for borrowers with full entitlement, and loans above $832,750 are jumbo loans.
Not for a completed home. New homes can be financed with the same programs as resale homes, including FHA, VA and 3% down conventional loans. Builders usually ask for earnest money, and custom builds with a construction loan can require more down.
Yes. We're a mortgage broker based in Layton, serving Farr West and communities across Weber County. You can meet us in person, work by phone or video, and apply securely online.
Ready to buy in Farr West?
Get a pre-approval you can count on and a local broker who answers the phone. No pressure, no obligation.